Ayushman Bharat Yojana (PM-JAY)

Mission of Ayushman Bharat (PM-JAY) Yojana

Ayushman Bharat (PM-JAY) aims to reduce the financial burden on poor and vulnerable groups arising out of catastrophic hospital episodes and ensure their access to quality health services. Ayushman Bharat (PM-JAY) is the world’s largest health-care scheme, and it seeks to accelerate India’s progress towards achievement of Universal Health Coverage (UHC).

Key features of Ayushman Bharat (PM-JAY) Yojana

  • Provides hospitalization cover of up to Rs. 5,00,000 per entitled family per year.
  • More than 10.74 crore poor and vulnerable families (approximately 50 crore beneficiaries) covered across the country.
  • Entitlement based scheme. No formal enrolment process is required.
  • Poor, deprived rural families and identified occupational category of urban workers’ families as per the latest Socio-Economic Caste Census (SECC) 2011 data, both rural and urban will be covered. In addition, all enrolled families under Rashtriya Swasthaya Bima Yojana (RSBY) that do not feature in the targeted groups as per SECC data will be included as well.
  • No cap on family size and age of members. All members of designated families get coverage; specifically, girl child and senior citizens.
  • Covers secondary and tertiary care hospitalization.
  • Free treatment available at all public and empanelled private hospitals.
  • Cashless and paperless access to quality health care services.
  • Benefits of national portability. Eligible beneficiaries can avail services across India.
  • 1,350 medical packages covering surgery, medical and day care treatments, cost of medicines and diagnostics.
  • All pre-existing diseases covered.
  • To check eligibility, beneficiaries can contact the helpline (14555/1800111565), visit nearest Common Service Centres (CSC) or logon to https://mera.pmjay.gov.in. This can also be checked at empanelled hospitals.

Kiran Hospital empanelled with Ayushman Bharat (PM-JAY) Yojana with all the following clusters.


  • General Medicine
  • Paediatric medical management
  • Neo-natal
  • Paediatric cancer
  • Medical Oncology
  • Radiation Oncology
  • Emergency Room Packages (Care requiring less than 12 hrs stay)
  • Mental Disorders Packages
  • General Surgery
  • Plastic & reconstructive
  • Burns management
  • Cardiology
  • Cardio-thoracic & Vascular surgery
  • Paediatric surgery
  • Surgical Oncology
  • Oral and Maxillofacial Surgery
  • Otorhinolaryngology
  • Opthalmology
  • Obstetrics & Gynaecology
  • Orthopaedics
  • Polytrauma
  • Urology
  • Neurosurgery
  • Interventional Neuroradiology